Do you consider yourself to be frugal? I do, so I thrive to use my money wisely. (Although I have to admit that living in a consumerist society, this is not always easy.)
|Psalm 51:10 - Create In Me A Pure Heart|
Reeves Watercolors, Princeton Mop Brush, Gelatos, Marvy Le Plume II, and Uni Ball Air Pen on a Mead Sketch Book
Art Journal Journey - 02/2016 "If Music Be The Food Of Love"
Julia's What's On Your Workdesk? Wednesday #350
Kristin & Eva's Paint Party Friday - Week 50 Year 5
Kim's Show Your Face
Alexandra's Sunday Sketches
Ramona's Inspire Me Monday #216
Ever since I was young, my parents taught me the difference between wants and needs. For example, I was given an allowance and had to learn to work with it. If I wanted to buy something, which usually involved a creative toy, tool or supply, I had to save for it. However, when it came to necessities such as food, health, clothes, or my education, I didn't have to ask. I was never deprived.
|Happy Birthday, Liz!|
ATC - Collaged Scraps Background; Vintage Rick-Rack & Button; Paper Scroll & Flower; Dymo Label & Making Memories Staple; and Sharpie Micron Pen Faux Stitching
Anything But Cute: Challenge #10 - Grungy Love
Simon Says Stamp Monday Challenge - Recycle/Upcycle Style
Karen's Word Art Wednesday #220
As an adult, I have followed those same principals. Although I enjoy occasional luxuries, I plan ahead of time. I put a little money in my savings every month; I avoid charging more than I can pay at the end of the month; and I shop wisely by waiting for a clearance, using coupons, and avoiding impulse buys. This means I create, recycle, re-purpose, or reuse as much as possible. (e.g. - I keep cars for an average of 12 years.)
|St. James Episcopal Church, Del Rio, Texas|
Nikon D3300 Photograph Edited on iPhoto & Pixelmator
Our Beautiful World #134 - Up
Denise & Roger's ABC Wednesday - F is for Frugal
Is it worth it? Most definitely! I do not have the stress of living above my means or being in debt. I was able to have my daughters attend a top University, without accruing excessive loans. My family's home will be paid off within a couple of years. I will be able to retire at a decent age, and pursue my art passion. Most importantly, it allows my wife and I to pledge to our Church and donate to charities that we support.
Being frugal will not make me a rich man. However, my life is rich in the peace of mind it brings me to enjoy the things that matter. Blessings!
Thank you for sharing your post with ART JOURNAL JOURNEY!
Blessings like you (and i) have are priceless!
Have a nice abc-day / - week
♫ M e l ☺ d y ♫ (abc-w-team)
Wishing you a Happy Week ~ ^_^
Thanks for sharing with us at http://image-in-ing.blogspot.com/2016/02/old-san-juan-pigeon-park.html
Your card is simple yet effective, and I especially love the detail of the faux stitching. Thank you for joining our Grungy Love challenge at Anything But Cute. Hugs! Sara Emily DT
Thank you for your visit and your lovely comment. My greatest joy, now my cancer treatment has finished and I've been given the all-clear (subject to follow-up appointments over the next five years) is the return of my creative mojo which I feared might have gone for good at one stage! My hubby always finds thoughtful and appropriate gifts for me whatever the occasion. I am very blessed. As for a name for my little panda, I had thought of Valentine but I'm not sure it quite suits him... I am still undecided but something will spring to mind, I am sure!
sandra de @25
Our Volvo is the ripe old age of 17 this year!
Have a great weekend
Jan. No 44
Paper Talk with Samra
Blessings to you!
What a fabulous card. Your participation in our challenges means SO much to me, and I can thank you enough for playin along with us. I hope you have a blessed week, and that you will join us again soon.
God bless you,
Word Art Wednesday
P.S. For another fun challenge, please join us at CropStop - www.cropstop.com/blog
Thank you for always sharing with us at Word Art Wednesday, we love having you with us each challenge! Have a great day!
Thanks for sharing at Our Beautiful World!AriadnefromGreece!
Thanks for joining in our "Grungy Love" challenge at Anything But Cute! ~Niki DT
Wonderful birthday atc for Liz. You've reminded me to try the faux stitching technique too!
I love the Birthday card, there is something about it that is so appealing - the colours go together perfectly and the whole design is very pleasing.